First time home buyers are faced with some tremendous opportunities and challenges in today’s market. While prices are low and the first time home buyer tax credit is available to them, depressed valuations are making it ever more difficult for those buying a first home to leverage closing cost help from sellers as they attempt to purchase entry level properties.
It is not surprising to see listing agents and sellers concerned about offering any cash back to the buyer. In cases of short sales or foreclosure such arrangements are incredibly challenging to negotiate. Concerns on the part of sellers that appraisals will come back low and require them to take even less or lower their price further often kills such deals in dead in their tracks.
How can you win anyway? Glad you asked! What you need is access to several thousand dollars for closing costs and down-payment. Often this money is available to buyers, but they don’t want to spend all of their reserves in the purchase. The option below will operate like a post purchase grant. First home buyers can receive a large chunk of the commissions, paid by the seller, back in their pocket after the closing just for taking advantage of a free membership offered by Insider Homes. This isn’t a loan, it is a cash rebate to the buyer. In fact, it is two checks. In addition to a buyer rebate, there is an additional check paid to the buyer on every member purchase. There is access to the full information on this below and even more by clicking on one of the logos to the right.
 First home grant offerings apply to many kinds of home |
 Build your home on a sound financial foundation |
 Town or country, grant first home can help you win on your first home buy |
Why Grant First Home?
While there are many states that offer first time buyer financial assistance in the form of grants, special loan programs, and/or tax incentives, first home buyers often miss a great deal of other money when they purchase their initial property. It is our hope that through this site we will help you avoid that situation, so you put all the money you can in your pocket instead of leaving it on the table.
As a first step, check out this video from one of our other sites, buying-first-home.com, it will give you an excellent introduction to just what strong position you are in as you buy a first home in today’s market:
As mentioned in the video above there is an opportunity through the membership offered at Insider Homes to get top realty professionals to give you there best possible service and ensure that you get two additional checks after closing. As the agents and brokers to whom Insider Homes introduces it’s customers are top realty agents, they will be able to give you detailed information about the grant for first home purchase, not only for that state but additionally for the more localized municipalities. That is important because while there are sites that will give you the state level detail, they often don’t have current information on additional money available locally. This could result in a buyer leaving thousands of dollars on the table, or worse, cause someone to believe they cannot afford a home of their own when, in fact, they can.
Given the localized nature of significant portions of the money available to first time home buyers, we would strongly suggest that you connect with a local agent or broker with enough experience in your geography of choice rather than relying on in formation on most sites. That said, you will find a set of links for each state further down this page, which offers state level information on first home grants, special loans, and tax benefits.
By far the largest single chunk of cash for most buyers however is the one offered by Insider Homes to its members. The rebates and additional funds they send to buyers can equal in excess of $8,000. That’s cash in your pocket. If you don’t do anything else we suggest on this site, we really hope you will take advantage of that rebate offering. Click on any of the Insider Homes logos to the right to visit one of the site’s informational pages – You can see what you are linking to by hovering over the logo with your mouse.
